Introduction As a merchant, one of the more complex and often frustrating aspects of running a business is dealing with chargebacks. Chargebacks are essentially disputes filed by customers with their credit card issuers, requesting a reversal of a[…]

Introduction Merchant processing is a fundamental aspect of modern commerce, enabling businesses to accept credit card payments from their customers. As consumer preferences shift increasingly towards digital payments, understanding the intricacies of merchant processing becomes crucial for any[…]

Interchange Rates Interchange rates are the fees that card-issuing banks charge merchants for accepting card payments. These fees compensate the banks for the risks and costs associated with processing card transactions. The interchange rate is typically a combination[…]