Payment infrastructure for

Accept cards, ACH, and stablecoins in one platform. Drop-in PCI-compliant fields, AI-powered insights, and real-time settlement.

Trusted by businesses across every industry
Typical Processor
Flux
Delayed payouts
Same-day settlement
Weeks to go live
Live the same day
Cards only
Card, ACH & stablecoins
Long-term contracts
Cancel anytime
Ticket-only support
Real team, real review
Merchant handles PCI
Full PCI coverage
SAQ-D · PCI DSS Level 2
Customer
Isolated iframe
Flux
Never your server
Your bank
Card data is captured in origin-isolated iframes, it never touches your servers or domain.

Built for how your business actually gets paid

Whether you're billing a client, running a store, or charging monthly, Flux fits the way you work.

Job done. Get paid in minutes.

You finished the work. The last thing you want is to chase down a check. Send a payment link or invoice in seconds. Your client pays from their phone, no account needed.

  • 1Send a payment link or invoice30 seconds to create, branded with your logo and company name
  • 2Client pays by card, ACH, or stablecoinsNo login, no app, one click
  • 3Funds settle to your bankEvery transaction tracked live in your dashboard
Get Started
Flux Flux Payment Solutions
$4,770.00 USD
Website Redesign
1234 1234 1234 1234 MM / YY  CVC
Routing021000021
Account•••• 4892
7xKX...mQ9f Wallet
Powered by Flux

Every way a customer wants to pay, accepted.

Drop Flux into your checkout in a single afternoon. Card data never touches your server. PCI-compliant hosted fields handle it, with cards, ACH, and stablecoins in one integration.

  • 1Customer reaches checkoutHosted fields load instantly, fully branded
  • 2They pay by card, bank transfer, or stablecoinsFraud screening runs in real time
  • 3Order confirmed, funds on the wayInventory and QuickBooks update automatically
Get Started
Flux Your Store
$130.00 USD
Premium Bundle
4242 4242 4242 4242 MM / YY  CVC
Routing021000021
Account•••• 4892
7xKX...mQ9f Wallet
Powered by Flux

Set it up once. Get paid every month.

Recurring billing that runs itself. Automatic retries on failed payments, smart dunning emails, and proration handled automatically, so you focus on the product, not the billing.

  • 1Customer subscribesCard saved securely, billing starts immediately
  • 2Flux charges automaticallyOn schedule, every cycle, no action needed
  • 3Failed payment? HandledAuto-retry and dunning email sent within minutes
Get Started
Flux Flux Payment Solutions
$299.00 USD / mo
Pro Plan · Renews Apr 1, 2026
•••• •••• •••• 4242 12 / 28
Routing021000021
Account•••• 4892
7xKX...mQ9f Wallet
Powered by Flux

High volume. Custom needs. We'll build it with you.

Processing significant volume, need a tailored integration, or have compliance requirements beyond the standard setup? Our engineering and sales team will work with you directly to build the right solution.

  • 1Tell us about your businessVolume, use case, any technical or compliance requirements
  • 2We scope a solution togetherCustom rates, dedicated integration support, tailored onboarding
  • 3Go live with a setup built for youNot a one-size-fits-all plan
Talk to Sales
What enterprise clients get
Custom interchange-plus pricing

Negotiated rates based on your volume and industry

Dedicated engineering support

Direct access to our team throughout integration and beyond

Compliance & risk consultation

PCI scoping, KYC requirements, and industry-specific guidance

Schedule a Call with Our Team

Everything you need to get paid

Cards, bank transfers, and stablecoins in one platform. No juggling multiple providers.

Cards, ACH & Stablecoins

Accept Visa, Mastercard, Amex, Discover, bank transfers via ACH, and stablecoin payments on Solana and Ripple, all from a single integration point.

Visa & Mastercard ACH Stablecoins Stablecoins

AI Tools Trained on Your Data

An AI assistant that knows your business. Ask about revenue trends, customer behavior, and product performance. Get actionable insights and automate workflows from the dashboard.

Daily Insights 16 Reports Chat Interface

Invoicing & Payment Links

Send branded invoices and shareable payment links. Customers pay in one click with no account required. Email verification, shipping capture, and auto invoice generation.

Branded Invoices One-Click Pay No Account Needed

PCI-Compliant Hosted Fields

Origin-isolated iframes keep card data off your servers. PCI DSS Level 2 SAQ-D compliant.

Recurring Billing

Subscriptions with automatic retries, proration, and dunning management built in.

Real-Time Dashboard

Live transaction feeds, WebSocket events, and 16 detailed reports with CSV + PDF exports.

QuickBooks Sync

Automatic two-way sync. Transactions, invoices, fees, and refunds fully reconciled.

Inventory Management

Track stock levels, get low-inventory alerts, and manage your product catalog in one place.

Customer Management

Full customer profiles with transaction history, spend totals, and saved payment methods.

Flux AI
Active

Your AI business advisor

A chatbot trained on your merchant data that actually helps you run your business. Ask anything about revenue, customers, invoices, or products, and get real answers, not generic advice.

  • Chat with an AI that knows your full transaction history
  • Daily, weekly, and monthly insights delivered automatically
  • 16 detailed reports, revenue, tax, refunds, inventory & more
  • Create invoices, support tickets, and workflows from chat

Built for how your industry gets paid

From the courtroom to the kitchen, 181 industries run their payments on Flux.

Payments, explained

Explore resources

Common questions

Still have questions? Contact our team, we reply fast.

How much does Flux Payments cost?

Flux is a flat 2.9% plus 30 cents per transaction. You can also pass the processing fee to your customer at checkout where local rules allow. Higher volume merchants can get custom volume pricing, and there are no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.

When was Flux Payments founded and where is it based?

Flux Payments was founded in 2023 and is based in Dover, Delaware.

Which stablecoins and networks does Flux support?

Flux accepts stablecoins on the Solana and Ripple (XRP Ledger) networks, covering the leading stablecoins across both networks. Stablecoin payments settle to your wallet instantly.

What is Consumer Pass-Through pricing?

With Consumer Pass-Through, the processing fee is added to the customer's total at checkout, the processing fee is not deducted from your payout. We handle the disclosure and checkout UI automatically. Fully compliant in most US states.

Are there any setup fees or monthly fees?

No setup fees, no minimums, and no cancellation penalties. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. Beyond that you only pay (or pass through) a transaction fee when a payment is processed.

How quickly do funds settle?

Card payments settle within 1-2 business days. ACH transfers settle in 1-3 business days. Stablecoin payments go directly to your wallet instantly.

Is Flux PCI compliant?

Yes, SAQ-D Level 2 PCI DSS certified. Card data is captured inside origin-isolated iframes hosted on payments.fluxpayments.com and never touches your servers, dramatically reducing your PCI scope and liability.

Can I negotiate rates for higher volume?

Yes. If you're processing significant volume we can offer custom interchange-plus pricing. Reach out to sales and we'll build a proposal around your volume and industry.

Start accepting payments today

Join businesses using Flux Payments for faster settlement and volume-based pricing.