Accept cards, ACH and stablecoins in one platform, on your own merchant account. Drop-in hosted fields keep card data off your servers, and stablecoins settle instantly.
Card details are typed into Flux's isolated frames and go straight to Flux. Your server only ever sees a single-use token.
Invoices, checkout and subscriptions from one REST API. Card fields that keep card data off your servers, and signed webhooks that tell your systems the moment a card is charged.
POST /v2/payment-links with isInvoice: true and Flux emails the invoice with a pay link. Set a dueDate, copy their AP team with ccEmails, and send an X-Idempotency-Key so a retry never creates a second invoice.
isInvoice: trueLine items, dueDate and ccEmails. Up to 100 invoices in one call.charge.succeeded marks it paidCard payments send a signed webhook. Paid by wire or check? Call mark-as-paid.Hosted fields put each card input in a cross-origin Flux iframe, so card numbers never touch your page, server or logs. Your page gets a single-use token, and your server charges it at a price it sets.
generateAuthToken.createToken() returns a card tokenSingle use, valid 10 minutes. A double-click can't authorize twice.createPaymentIntent prices from your products. Approvals send charge.succeeded.Create a SUBSCRIPTION product billed MONTHLY, QUARTERLY or ANNUALLY, send one payment link, and Flux charges every renewal. A declined renewal is retried up to 8 times, on a schedule set by the decline reason.
products: [{ id, quantity }]. Grant access on subscription.created.subscription.charge_success.willRetry and recovered. Stop retries without cancelling.Every delivery carries a Flux-Signature header: HMAC-SHA256 over the timestamp and the raw body. Each event gets 9 attempts over about 3 days, is held while your endpoint is down, and can be replayed with one call.
POST /v2/webhook-endpoints returns its whsec_ secret once.t, de-dupe on the event id.High volume or a custom integration? Talk to our team about custom interchange-plus pricing and dedicated integration support.
Talk to SalesBill another business the way it expects: an itemized invoice under your logo, with your terms, a secure pay link and their accounts payable team on copy. Every invoice is tracked from sent to paid, so you know what is overdue and what is on the way.
Sample invoice and dashboard with made-up companies and amounts.
Flux underwrites your business into its own merchant account, so the person reviewing it already knows your normal. When something looks unusual, you get a question before you get an action, whenever the choice is ours.
An illustration, not a service-level commitment. Automated scoring can go like the left, though not always. The right is how a review usually runs at Flux.
Card networks and acquirers set rules we have to follow, so sometimes we will ask for documents or hold funds. We won't promise that nothing ever happens.
Flux freezes the facts of every payment at the moment of the charge: what the customer saw, agreed to and paid with, where they paid from, and what they were sent. Each fact is labeled by who vouches for it, so you answer a chargeback with a record, not a scramble.
Line items, the exact terms text, addresses and card details are copied the moment the payment happens. Editing an invoice later changes nothing in the record.
Gateway attested, server observed, customer asserted or merchant asserted, so it is clear which facts came back from the card processor and which came from the customer.
Anything Flux does not hold shows as not captured, with the reason, checked against the evidence card networks list for answering a dispute.
A PDF for the dispute and a machine-readable JSON copy, fingerprinted with SHA-256. The card number is never stored in full.
Sample record with illustrative data. Evidence supports your response to a dispute; the card issuer decides the outcome.How chargebacks and ratios work →
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Join businesses using Flux Payments for faster settlement and volume-based pricing.