Home / Products

Billing and payouts

Instant Payouts

Push money to a debit card in seconds with Visa Direct, instead of waiting on a bank transfer.

Get Started See pricing

Flux instant payouts use Visa Direct to move money to a debit card in seconds. It is built for paying out contractors, marketplace sellers, and customer refunds without the multi-day wait of a standard bank transfer.

Why businesses use it

Money in seconds

Visa Direct push-to-card moves funds to a debit card in seconds, not days.

Built for payouts

Pay contractors, marketplace sellers, and refunds without a slow bank transfer.

Tracked end to end

Every payout is logged and reconciled in your dashboard.

How it works

You trigger a payout from the dashboard or the API to a recipient's debit card, and Visa Direct pushes the money in seconds. Every payout is tracked in your dashboard.

Simple, transparent pricing

Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.

Frequently asked questions

How fast are instant payouts?

Visa Direct push-to-card moves money to a debit card in seconds.

What can I use payouts for?

Paying contractors, marketplace sellers, and issuing fast customer refunds.

Can I send payouts through the API?

Yes. Trigger payouts from the dashboard or the Flux API.

Talk to us about Instant Payouts

Tell us about your business and a real person will walk you through how it fits. Prefer to move now? Apply in about two minutes.

  • Cards, ACH, and stablecoins in one integration
  • No setup fees, no contracts, cancel anytime
  • Volume discounts as you grow
A real person reads every message. We reply within one business day.

Message sent.

Thanks for reaching out. A real person will get back to you within one business day.

← All products