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Billing and payouts

Instant Payouts

Push money to a debit card in seconds with Visa Direct, instead of waiting on a bank transfer.

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Flux instant payouts use Visa Direct to move money to a debit card in seconds. It is built for paying out contractors, marketplace sellers, and customer refunds without the multi-day wait of a standard bank transfer.

Why businesses use it

Money in seconds

Visa Direct push-to-card moves funds to a debit card in seconds, not days.

Built for payouts

Pay contractors, marketplace sellers, and refunds without a slow bank transfer.

Tracked end to end

Every payout is logged and reconciled in your dashboard.

How it works

You trigger a payout from the dashboard or the API to a recipient's debit card, and Visa Direct pushes the money in seconds. Every payout is tracked in your dashboard.

Simple, transparent pricing

Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.

Frequently asked questions

How fast are instant payouts?

Visa Direct push-to-card moves money to a debit card in seconds.

What can I use payouts for?

Paying contractors, marketplace sellers, and issuing fast customer refunds.

Can I send payouts through the API?

Yes. Trigger payouts from the dashboard or the Flux API.

Ready to get set up with Flux?

Cards, ACH, and stablecoins in one platform. Apply in about two minutes.

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