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Billing and payouts

Instant Payouts

Push money to a debit card in seconds with Visa Direct, instead of waiting on a bank transfer.

  • A person reviews every application
  • Cards settle in 1-2 business days
  • No setup fees or contracts

Flux instant payouts use Visa Direct to move money to a debit card in seconds. It is built for paying out contractors, marketplace sellers, and customer refunds without the multi-day wait of a standard bank transfer.

Why businesses use it

Money in seconds

Visa Direct push-to-card moves funds to a debit card in seconds, not days.

Built for payouts

Pay contractors, marketplace sellers, and refunds without a slow bank transfer.

Tracked end to end

Every payout is logged and reconciled in your dashboard.

How it works

You trigger a payout from the dashboard or the API to a recipient's debit card, and Visa Direct pushes the money in seconds. Every payout is tracked in your dashboard.

Simple, transparent pricing

Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also run a cash discount program, so customers who pay by card cover the processing fee.

Frequently asked questions

How fast are instant payouts?

Visa Direct push-to-card moves money to a debit card in seconds.

What can I use payouts for?

Paying contractors, marketplace sellers, and issuing fast customer refunds.

Can I send payouts through the API?

Yes. Trigger payouts from the dashboard or the Flux API.

Talk to us about Instant Payouts

Tell us about your business and a real person will walk you through how it fits. Prefer to move now? Apply in about two minutes.

  • Cards, ACH, and stablecoins in one integration
  • No setup fees, no contracts, cancel anytime
  • Volume discounts as you grow
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