Flux tokenizes every card at capture, replacing the card number with a safe token your systems can store and reuse. You can charge saved payment methods, run recurring billing, and offer one-click checkout, all without holding raw card data or expanding your PCI scope.
Why businesses use it
Never store card numbers
Your systems keep tokens, not card data, which shrinks your PCI scope.
Charge saved methods
Reuse a token for repeat charges, recurring billing, and one-click checkout.
Safer customer data
Tokens are useless if leaked, so a breach of your systems does not expose card numbers.
How it works
When a card is entered through hosted fields, Flux stores it and hands your system a token. To charge again, you send the token, not the card number, so sensitive data stays in the Flux vault.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
Frequently asked questions
What is tokenization?
It replaces a card number with a safe token, so you can charge a saved card without ever storing the real number.
Does tokenization reduce PCI scope?
Yes. Because your systems store tokens instead of card data, your PCI burden is smaller.
Can I use tokens for recurring billing?
Yes. Tokens power saved payment methods, recurring billing, and one-click checkout.
More Flux products
Ready to get set up with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
Get Started