Flux gives bars fast card payments, hosted fields for online orders and deposits, and settlement that keeps cash moving instead of stuck for a week.
Why bars choose Flux
Fast settlement
Card payments settle in one to two business days so you can cover payroll and inventory.
Online orders and deposits
Take deposits and online orders through hosted fields that keep card data off your systems.
Volume pricing
High-volume bars can move to custom pricing as monthly volume grows.
How bars get paid
Bars lead with cards for speed at the point of sale, add hosted online payments for orders and event deposits, and settle quickly through Flux.
A typical Flux setup for bars
Bar volume is tabs: a card opens one with an authorization, rounds stack against it, and it closes with a tip at last call. Nearly all of it is card-present, compressed into Friday and Saturday nights, and each night's batch settles in 1-2 business days. Cover charges and ticketed nights can run through the same account, sold online in advance card-not-present through hosted fields or tapped at the door.
Weekend takings settle early in the week, which is when distributors and payroll want paying; instant payouts via Visa Direct can pull Saturday's card volume into the bank before Monday deliveries. Private party buyouts work as invoices, deposit up front and balance after, by card or ACH. Everything, including tip totals by bartender, syncs to QuickBooks, and there are no monthly fees on qualifying card volume or contracts riding on a seasonal patio.
What bars should watch
The classic bar dispute is the morning-after chargeback: a guest sees a tab they do not remember and calls their bank. Itemized receipts with timestamps, a card actually dipped or tapped to open the tab, and tip lines signed or confirmed on screen are what win those. Walked tabs are the mirror problem; because the opening authorization holds the card, you can close an abandoned tab against it instead of eating the round.
Tips need discipline at close. Adjust every tab before the batch settles, because post-settlement tip edits mean refund and recharge, and bartenders want accurate pools. Auto-gratuity for large parties should print on the receipt before the guest signs. If you add a surcharge under the consumer pass-through option where local rules allow, post it visibly at the bar; a surprise line item at 1 a.m. is how disputes start.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume bars and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do bars accept payments with Flux?
Bars accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge bars?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do bars get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
How do card tabs and preauthorizations work?
A dip or tap opens the tab with an authorization, rounds accumulate against it, and the final amount with tip captures at close. If a guest walks, you close the tab against the original authorization instead of writing off the night.
What wins a dispute over a Saturday night tab?
An itemized receipt with timestamps, proof the card was physically presented to open the tab, and a tip confirmed on screen or signed. Morning-after disputes usually collapse when the bank sees a dipped card and an itemized drink list.
Can cover charges and event tickets run through the same account?
Yes. Presale tickets sell online card-not-present through hosted fields, door cover taps card-present, and both settle with the night's batch and land in QuickBooks alongside bar sales.
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