Flux gives bars fast card payments, hosted fields for online orders and deposits, and settlement that keeps cash moving instead of stuck for a week.
Why bars choose Flux
Fast settlement
Card payments settle in one to two business days so you can cover payroll and inventory.
Online orders and deposits
Take deposits and online orders through hosted fields that keep card data off your systems.
Volume pricing
High-volume bars can move to custom pricing as monthly volume grows.
How bars get paid
Bars keep running tabs on their existing point of sale, add hosted online payments for orders, tickets, and event deposits, and settle those quickly through Flux.
A typical Flux setup for bars
Bar volume is tabs, compressed into Friday and Saturday nights, and the tabs stay on the bar's existing point of sale, with Flux handling the payments around the bar. Cover charges and ticketed nights can run through your Flux account, sold online in advance card-not-present through hosted fields or paid at the door by a payment link on the guest's own phone.
Card payments through Flux settle in 1-2 business days and ACH in 1-3, so you can plan distributor orders and payroll around when presale and deposit money lands. Private party buyouts work as invoices, deposit up front and balance after, by card or ACH. Everything paid through Flux, from presales to buyout invoices, syncs to QuickBooks, and there are no monthly fees on qualifying card volume or contracts riding on a seasonal patio.
What bars should watch
The classic bar dispute is the morning-after chargeback: a guest sees a tab they do not remember and calls their bank. Whatever point of sale runs your tabs, itemized receipts with timestamps, a card actually dipped or tapped to open the tab, and tip lines signed or confirmed on screen are what win those. Walked tabs are the mirror problem; because the opening authorization holds the card, you can close an abandoned tab against it instead of eating the round.
Tips need discipline at close. Adjust every tab before the batch settles, because post-settlement tip edits mean refund and recharge, and bartenders want accurate pools. Auto-gratuity for large parties should print on the receipt before the guest signs. If you run the consumer pass-through option, a cash discount program, show guests the card price and the cash or ACH discount on presales and buyout invoices before they pay; a surprise total is how disputes start.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume bars and the option to run a cash discount program so customers who pay by card cover the processing fee. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do bars accept payments with Flux?
Bars accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge bars?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also run a cash discount program, so customers who pay by card cover the processing fee.
How fast do bars get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
How do card tabs and preauthorizations work?
Tabs and their preauthorizations stay on your bar's existing point of sale. Flux handles the money around the bar: ticket presales through hosted fields, cover by payment link, and buyout deposits and balances by invoice.
What wins a dispute over a Saturday night tab?
An itemized receipt with timestamps, proof the card was physically presented to open the tab, and a tip confirmed on screen or signed. Morning-after disputes usually collapse when the bank sees a dipped card and an itemized drink list.
Can cover charges and event tickets run through the same account?
Yes. Presale tickets sell online card-not-present through hosted fields, door cover can be paid by a payment link on the guest's own phone, and both land in QuickBooks, with card payments settling in 1-2 business days.
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