Flux gives bed and breakfasts fast card payments, hosted fields for online orders and deposits, and settlement that keeps cash moving instead of stuck for a week.
Why bed and breakfasts choose Flux
Fast settlement
Card payments settle in one to two business days so you can cover payroll and inventory.
Online orders and deposits
Take deposits and online orders through hosted fields that keep card data off your systems.
Volume pricing
High-volume bed and breakfasts can move to custom pricing as monthly volume grows.
How bed and breakfasts get paid
Bed and Breakfasts take booking deposits through hosted fields on their own site, charge the balance to the card on file, invoice buyouts by card or ACH, and settle quickly through Flux.
A typical Flux setup for bed and breakfasts
A bed and breakfast lives on direct bookings, and the pattern is a deposit by card when the reservation is made, collected card-not-present through hosted fields on your own site, with the balance charged to the card on file at arrival or departure. Whole-house buyouts for weddings and family reunions work better as invoices, deposit then balance, payable by card or ACH. Card settlements reach you in 1-2 business days.
Seasonality is extreme: foliage weekends and summer Saturdays sell out while midweek February is silent. Because Flux has no monthly fees on qualifying card volume, minimums, or contracts, an innkeeper pays nothing in the dark months and simply resumes in spring. Bookings, buyout invoices, and the occasional gift certificate you sell yourself all sync to QuickBooks, and the flat 2.9% plus 30 cents stays the same whether the month brought four stays or forty.
What bed and breakfasts should watch
Your cancellation policy does the heavy lifting. Small properties cannot resell a room on two days notice the way a hotel can, so the policy has to be strict, stated on the booking page before the deposit is charged, and restated in the confirmation email. When a guest cancels inside the window and disputes the kept deposit, that written trail is the whole case. Charge the policy, not your mood on the day.
Because almost every charge is card-not-present against a card taken at booking, never write card numbers down from the phone; take payment through the hosted fields on your site so the number never lands in your notebook or inbox. Buyout events deserve the same paperwork discipline as a small wedding venue: dates, headcount, house rules, and refund terms on the invoice. A two-line refund policy today prevents a two-month dispute in the fall.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume bed and breakfasts and the option to run a cash discount program so customers who pay by card cover the processing fee. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do bed and breakfasts accept payments with Flux?
Bed and Breakfasts accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge bed and breakfasts?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also run a cash discount program, so customers who pay by card cover the processing fee.
How fast do bed and breakfasts get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Should I charge the whole stay at booking or split it?
Most innkeepers take a deposit at booking sized to their cancellation risk, then the balance at arrival or departure. The deposit is charged card-not-present through your site; the balance can be charged to the card on file from the dashboard, and both settle in 1-2 business days.
A guest wants to book by phone. How do I take the card safely?
Do not write the number down or keep it in email. Send a booking invoice they pay online through hosted fields, so the card goes straight to the processor and never sits in your notebook, inbox, or voicemail.
Do we owe Flux anything during the months we close?
No. There are no monthly fees on qualifying card volume, minimums, or contracts, so a seasonal property pays only the per-transaction rate on the stays it actually processes and pays nothing while closed for the winter.
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