Flux gives cafes fast card payments, hosted fields for online orders and deposits, and settlement that keeps cash moving instead of stuck for a week.
Why cafes choose Flux
Fast settlement
Card payments settle in one to two business days so you can cover payroll and inventory.
Online orders and deposits
Take deposits and online orders through hosted fields that keep card data off your systems.
Volume pricing
High-volume cafes can move to custom pricing as monthly volume grows.
How cafes get paid
Cafes lead with cards for speed at the point of sale, add hosted online payments for orders and event deposits, and settle quickly through Flux.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume cafes and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees, no monthly fees, and no contracts.
Frequently asked questions
How do cafes accept payments with Flux?
Cafes accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge cafes?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees, monthly fees, or contracts. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do cafes get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Ready to get cafes paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
Get Started