Flux gives community associations hosted donation fields, recurring giving, and the option to let donors cover the processing fee so more of each gift reaches the mission.
Why community associations choose Flux
Recurring giving
Turn one-time donors into monthly supporters with automatic recurring gifts.
Donors can cover the fee
Where local rules allow, donors can add the processing fee so more of the gift lands.
Low overhead
No setup fees or contracts, so more of every dollar goes to the work.
How community associations get paid
Community Associations take one-time and recurring gifts by card, accept ACH for larger donations, and can let donors cover the fee at checkout where allowed.
A typical Flux setup for community associations
Assessment collection is the whole game: the same owners pay the same amounts on the same schedule, monthly or quarterly, year after year. ACH autopay fits that rhythm, drafting each owner's bank account on the due date and settling in 1-3 business days, with cards available for owners who prefer them. Because bank accounts rarely change, an ACH roster mostly runs itself, and the recurring API handles proration when a home changes hands mid-cycle.
Beyond regular assessments come the irregular charges: a special assessment for a roof or road project, clubhouse rental deposits, pool key fees, and fines the board levies. Special assessments are large one-time amounts that most owners pay by ACH, while the smaller amenity charges ride on cards. Whether a property manager runs the books or a volunteer board does, every payment syncs to QuickBooks against the owner ledger, which is the document every dispute eventually comes back to.
What community associations should watch
Assessments are set by budget vote, so the board rarely wants processing costs absorbed into them silently. Where local surcharging rules allow, the consumer pass-through option adds the card fee to the owner's payment, and ACH gives owners a card-free route regardless. Put the choice in writing before rollout: owners read their statements closely, and a fee line that was never announced at a board meeting generates more calls than the fee itself.
Delinquency is governed by your documents and state law, so the payment system's job is clean evidence: what was billed, what arrived, what returned. ACH payments can come back days after they appear to succeed, so treat an assessment as paid when it settles, not when it is initiated, before waiving a late fee. When a home sells, the closing agent will ask for the owner's payment history, and a reconciled QuickBooks ledger answers in minutes.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume community associations and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do community associations accept payments with Flux?
Community Associations accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge community associations?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do community associations get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can owners put their assessments on autopay from a bank account?
Yes. Recurring ACH drafts collect each assessment on the due date and settle in 1-3 business days. Bank accounts rarely expire the way cards do, so an ACH autopay roster needs little maintenance.
Can the association pass card processing fees to owners who pay by card?
Where local surcharging rules allow it, yes: the consumer pass-through option adds the fee to the card payment, while ACH remains available without it. Announce the practice at a board meeting and in the newsletter before it appears on statements.
How do special assessments get collected?
A special assessment is billed like any other charge through the API, and most owners pay the larger amount by ACH. Owners who need to spread it out can be put on an installment schedule the board defines.
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