Flux gives craft and hobby stores one integration for cards, ACH, and stablecoins, with drop-in hosted fields that keep card data off your servers and a checkout customers actually trust.
Why craft and hobby stores choose Flux
Same-day and next-day settlement
Card payments settle in one to two business days, so cash is not stuck for a week while you restock.
Hosted fields, less PCI to worry about
Card data is captured in origin-isolated iframes on payments.fluxpayments.com, so it never touches your store.
Volume discounts as you scale
Higher-volume craft and hobby stores can move to custom interchange-plus pricing as monthly volume grows.
How craft and hobby stores get paid
Most craft and hobby stores lead with cards for speed at checkout, add ACH for larger or recurring orders, and can accept stablecoins for customers who prefer it. All three run through one Flux integration.
A typical Flux setup for craft and hobby stores
Craft retail runs three flows at once: the register, the classroom, and the maker economy. Counter sales are small, frequent, card-present tickets, tap and chip, settling in 1-2 business days. Classes and workshops take payment at registration, often weeks ahead, as card-not-present sales through a hosted-fields page, which fills seats and funds materials before the session runs. Kits and patterns sold online ride the same storefront rails as any small e-commerce catalog.
The maker economy is the distinctive part. Stores that sell local artisans' work on consignment owe those makers money on a cycle, and instant payouts over Visa Direct settle a maker's month at the counter in one afternoon instead of a checkbook session. QuickBooks sync keeps consignment liabilities separate from store revenue, which is the bookkeeping trap consignment shops most often fall into. No monthly fees on qualifying card volume or minimums suits the volume of a small, steady store.
What craft and hobby stores should watch
Class registrations create a small but real refund economy: life happens, students cancel, and your cutoff policy decides whether that seat is revenue or a refund. Publish the cancellation window at registration, on the same page that takes the payment, and apply it evenly. A no-show disputing a class fee is rare, but a cancelled-class refund you were slow to process is the kind of dispute that actually gets filed, so refund cancelled sessions the same day you cancel them.
Consignment adds a second ledger you must not blur: the makers' share of each sale is their money passing through your hands, and sloppy tracking turns partners into adversaries. Keep per-maker sales records tied to transactions, pay out on the schedule you promised, and put the split in writing before the first item hits the shelf. On retail returns of consigned work, decide in advance whether the maker's payout reverses, because improvising that conversation goes badly.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume craft and hobby stores and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do craft and hobby stores accept payments with Flux?
Craft and Hobby Stores accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge craft and hobby stores?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do craft and hobby stores get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can I pay my consignment makers through Flux?
Yes. Instant payouts over Visa Direct send each maker's share to their debit card, and the REST API ties payouts to per-maker sales records. Put the split and the payout schedule in writing before anything goes on the shelf.
How should class and workshop payments work?
Take payment at registration through a hosted-fields page, with the cancellation window stated right there. Prepaid registration funds materials and holds seats, and a clearly posted cutoff keeps cancellations from becoming disputes.
What happens when someone returns a consigned item?
Refund the customer through the original payment as usual, then apply whatever you decided in the consignment agreement about reversing the maker's share. Decide that clause before the first sale, not during the first return.
Ready to get craft and hobby stores paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
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