Flux gives daycares recurring billing for tuition, hosted fields for enrollment, and one integration for cards and ACH so families can choose.
Why daycares choose Flux
Recurring tuition
Bill tuition and fees automatically instead of chasing checks.
ACH for big balances
Route larger tuition payments over ACH to keep the cost down.
Trustworthy checkout
Hosted fields keep family card data off your systems.
How daycares get paid
Daycares run tuition on recurring billing, take enrollment deposits by card, and accept ACH for larger balances, all through Flux.
A typical Flux setup for daycares
Daycare revenue is the steadiest in education: the same families, drafted weekly or monthly, all year. ACH autopay is the workhorse rail for that tuition because it suits recurring drafts and settles in 1-3 business days. Cards handle the one-time money: registration fees, waitlist deposits, and supply fees, where a parent wants immediate confirmation that a spot is secured. Both run at the same flat 2.9 percent plus 30 cents.
Real weeks are messier than the rate sheet: late pickup fees, extra days, meal charges, and field trip money all land on top of base tuition. Keeping a card or bank account on file lets you add those line items to the next draft instead of chasing cash in the pickup line. If your center takes state subsidy families, the subsidy usually arrives through the agency's own channel, and Flux handles the parent copay side cleanly alongside it.
What daycares should watch
The recurring model's weak point is the failed draft. An ACH return or expired card in week one becomes an awkward conversation at pickup in week two, so decide in advance how you retry, when you notify, and at what point care pauses. Putting that sequence in your parent handbook makes it policy instead of personal. Most failures are mundane, a changed bank account or a reissued card, and a quick update to the stored details fixes them.
Parents also lean on you for paperwork: dependent care FSA claims and tax filings both require clean payment records with your tax ID. Because every draft and fee lives in one system and syncs to QuickBooks, producing a year of payment history for a family is an export, not an afternoon. Chargebacks are rare when the payer sees your center's name daily, but keep receipts itemized so a disputed late fee is easy to document.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume daycares and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do daycares accept payments with Flux?
Daycares accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge daycares?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do daycares get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
What happens when a family's weekly autopay fails?
The draft shows as failed and you choose how to retry and when to tell the parent. Most failures are an expired card or changed bank account, fixed by updating the stored details. Setting a written retry and pause policy in your handbook keeps it from becoming personal.
Can I add late pickup and extra-day fees to a family's regular draft?
Yes. With a card or bank account on file, one-off fees can ride along with the next scheduled tuition draft as itemized lines. Parents see exactly what each charge was for on the receipt.
How do subsidy families work if the state pays part of tuition?
Subsidy programs generally pay your center through their own process, outside any card processor. Flux handles the family's copay portion on autopay like any other tuition, and the QuickBooks sync keeps subsidy and copay revenue separated in your books.
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