Flux works with high-risk and specialty merchants like debt collection agencies, with cards, ACH, and stablecoins through one integration and a real team that reviews the account rather than an automated no.
Why debt collection agencies choose Flux
A real underwriting review
Debt Collection Agencies get a real team looking at the account, not an automated decline.
More than one rail
Cards, ACH, and stablecoins through one integration so you are not dependent on a single method.
Full PCI coverage
Card data is captured in origin-isolated iframes with SAQ-D Level 2 PCI coverage.
How debt collection agencies get paid
Debt Collection Agencies often need more than one rail, cards for reach, ACH for larger amounts, and stablecoins where it fits, and Flux runs all three through one integration.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume debt collection agencies and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees, no monthly fees, and no contracts.
Frequently asked questions
How do debt collection agencies accept payments with Flux?
Debt Collection Agencies accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge debt collection agencies?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees, monthly fees, or contracts. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do debt collection agencies get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Ready to get debt collection agencies paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
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