Flux gives dermatology practices cards, ACH, and recurring billing through one integration, with hosted fields and SAQ-D Level 2 PCI coverage that keep sensitive data off your practice systems.
Why dermatology practices choose Flux
PCI coverage without the burden
Card data is captured in origin-isolated iframes, so your practice is not running an audited card environment.
Recurring and plan billing
Charge memberships and payment plans automatically instead of re-running cards by hand.
Real-time settlement
Card payments settle in one to two business days so the practice is not waiting on cash flow.
How dermatology practices get paid
Dermatology Practices typically take cards for copays and point-of-care payments, ACH for larger balances and plans, and can run recurring charges for memberships, all through Flux.
A typical Flux setup for dermatology practices
Dermatology runs a medical book and a cosmetic book, and they pay differently. The medical side looks like any clinic: copays card-present at check-in, adjudicated balances invoiced by email afterward. The cosmetic side is self-pay and scheduled: a deposit at booking holds the appointment, the remainder is charged the day of treatment, and multi-session laser or injectable series can be paid up front or as scheduled installments on a stored card.
Retail skincare rings up at the same counter on the same terminal, and QuickBooks sync keeps medical revenue, cosmetic revenue, and product sales in separate categories without manual journal entries. Cards settle in one to two business days. For high-ticket cosmetic packages, ACH is available for patients who prefer paying from a bank account, settling in one to three business days.
What dermatology practices should watch
Cosmetic charges attract a kind of dispute the medical side rarely sees: the patient who is unhappy with an aesthetic result and asks the card issuer to undo the purchase. Your defense is paperwork created before treatment: signed consent describing expected outcomes and variability, the financial agreement, and clinical photos. A written refund policy that you actually follow matters more than any policy language you can produce after the dispute opens.
Deposit and no-show terms need to be in writing at booking, because a forfeited deposit is the other common cosmetic dispute, and the signed cancellation policy is what wins it. If you use the consumer pass-through option where local surcharging rules allow, apply it to cosmetic quotes up front rather than as a surprise at checkout. Patients comparing quotes between practices notice the final number, and trust lost over an undisclosed fee costs more than the fee.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume dermatology practices and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do dermatology practices accept payments with Flux?
Dermatology Practices accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge dermatology practices?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do dermatology practices get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Should we require deposits for cosmetic appointments?
Most cosmetic practices do, because injector and laser time is the scarce asset. Charge the deposit by payment link at booking, with the cancellation and forfeiture terms in writing at the same moment. A deposit charged with clear terms holds up; one imposed after a no-show does not.
How do we defend against chargebacks on cosmetic treatments?
With paperwork created before treatment: signed consent describing expected outcomes and variability, the financial agreement, and clinical photos. When a dispute opens, respond with that file. When a patient is genuinely unhappy, a controlled refund under your written policy is often better than a dispute you might lose.
Can we keep medical and cosmetic revenue separate in our books?
Yes. Set up medical and cosmetic charges as separate items, and QuickBooks sync carries the split into your books automatically. Clean separation matters for tax treatment, provider productivity, and understanding which side of the practice is actually growing.
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