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Payment processing for
Electricians

Electricians get paid in the field, on a driveway or a job site, and the payment has to be as fast and reliable as the work.

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Flux gives electricians tap-friendly card payments, ACH for larger jobs and deposits, and hosted fields that work from a phone, so you can collect before you leave the site.

Why electricians choose Flux

Collect on site

Take a card or send a payment link from the truck the moment the job is done.

ACH for big jobs

Route large project invoices and deposits over ACH to keep the cost down.

No contracts

Seasonal electricians are not locked into a contract or paying for a slow month.

How electricians get paid

For electricians, cards handle on-the-spot and deposit payments, ACH suits larger project invoices, and Flux runs both from one integration you can use on a phone in the field.

A typical Flux setup for electricians

An electrician's ledger splits between quick residential calls and permitted projects. Troubleshooting visits and fixture swaps close with a card on site. Panel upgrades, EV charger installs, and service changes carry a materials deposit collected by card or ACH before the wire and gear are ordered, with the balance invoiced once the inspector signs off. That inspection gap matters: the invoice goes out when the job is done, but the customer often waits for the green tag to pay.

Work for builders and general contractors behaves differently from homeowner work. Those invoices ride net terms and nearly always settle by ACH in one to three business days, so electricians keep the two streams separate in reporting. Flux syncs both to QuickBooks under one account. When a contractor payment finally lands and payroll is Friday, instant payouts through Visa Direct move cleared card funds to the bank the same day.

What electricians should watch

The riskiest invoice is the one waiting on an inspection. If a final fails over something outside your scope, the customer may hold the whole balance, so bill the deposit and rough-in separately from the finish so most of the money is collected before the tag. Diagnostic fees are the other sore spot: a customer who pays for troubleshooting that finds nothing may dispute the charge, and a signed work order is what wins that case.

Copper and gear prices move faster than quotes, which is why the deposit exists: it locks the customer in before you buy materials that cannot be returned at full value. Put the deposit terms on the estimate, not just the invoice. For large card balances, the consumer pass-through option lets you surcharge where local rules allow, and most electricians quietly route anything at panel-upgrade size or above to ACH so the fee conversation never happens.

Simple, transparent pricing

Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume electricians and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.

Frequently asked questions

How do electricians accept payments with Flux?

Electricians accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.

What does Flux charge electricians?

A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.

How fast do electricians get their money?

Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.

Should electricians collect a deposit before ordering a panel or EV charger?

Yes, and the deposit should cover the equipment, since panels, chargers, and wire are bought against that specific job. Collect it by card or ACH at signing with refund terms in writing, then invoice the balance after the work passes inspection.

How do electricians handle billing for general contractors versus homeowners?

Homeowner work usually closes by card on site or a hosted invoice the same day. GC and builder work goes out on terms and settles by ACH in one to three business days, and both streams sync to QuickBooks under one Flux account so bookkeeping stays separated by customer type.

What if the customer will not pay until the inspection passes?

Structure the job so that scenario only affects a small slice: deposit at signing, a progress payment at rough-in, and a modest final tied to the green tag. That way an inspection delay, or a failure caused by something outside your scope, is not holding the whole contract value.

Ready to get electricians paid with Flux?

Cards, ACH, and stablecoins in one platform. Apply in about two minutes.

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