Flux gives hotels fast card payments, hosted fields for online orders and deposits, and settlement that keeps cash moving instead of stuck for a week.
Why hotels choose Flux
Fast settlement
Card payments settle in one to two business days so you can cover payroll and inventory.
Online orders and deposits
Take deposits and online orders through hosted fields that keep card data off your systems.
Volume pricing
High-volume hotels can move to custom pricing as monthly volume grows.
How hotels get paid
Hotels lead with cards for speed at the point of sale, add hosted online payments for orders and event deposits, and settle quickly through Flux.
A typical Flux setup for hotels
Hotel money starts card-not-present: a booking deposit or guarantee collected through hosted fields when the reservation is made, so the card is captured without your booking engine touching it. At check-in the same card or a new one is authorized card-present for the stay and incidentals, and the folio settles at checkout, reaching your account in 1-2 business days. International guests paying direct can settle in stablecoins over Solana or Ripple (XRP Ledger), which reach the merchant wallet instantly.
Group business runs on invoices: a master account for the room block and banquet, deposited by card or ACH on a schedule and settled after the event. Weddings and conferences follow the same deposit-then-balance shape as your banquet space. Nightly folios, group masters, and no-show fees all sync to QuickBooks, and properties with steady volume can move from the flat rate to custom interchange-plus pricing.
What hotels should watch
No-show and cancellation fees are the chargeback engine of lodging. They are card-not-present charges on guests who never signed anything at a desk, so your defense is the booking record: the policy shown before confirmation, the confirmation email that restates it, and the cancellation deadline in writing. Charge exactly what the policy says and nothing rounder. Incidental authorizations need the same care; hold a sensible amount and release it promptly at checkout.
Card data is everywhere in a hotel, phone bookings, front desk, spa, restaurant, and that is a compliance surface. Flux operates under SAQ-D Level 2 PCI DSS with hosted fields in origin-isolated iframes, which keeps card entry off your systems for online bookings; the discipline on your side is refusing to take card numbers by email or on paper. Third-party channel bookings arrive with their own virtual cards and rules, so reconcile them separately from direct revenue.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume hotels and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do hotels accept payments with Flux?
Hotels accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge hotels?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do hotels get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
How big should the authorization hold for incidentals be?
Hold a realistic estimate for the stay, a nightly amount for minibar and damage rather than a round scary number, and release it at checkout. Oversized holds tie up guest funds for days and generate front desk complaints that cost more goodwill than they protect.
Can we win a chargeback on a no-show fee?
Yes, if the paper trail is complete: the cancellation policy displayed before booking, the confirmation email restating it, and a charge that matches the stated fee exactly. Without that trail, the guest's bank usually wins.
What is the cleanest way to bill a wedding block or conference?
Run it as a master account: deposit invoices on a schedule while the event approaches, then a final settlement invoice after checkout. Corporate planners typically pay by ACH, which settles in 1-3 business days, and every payment stays tied to the event in QuickBooks.
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