Flux gives import and export companies ACH for large invoices, cards where buyers prefer them, and the option to pass the fee to the buyer at checkout where local rules allow.
Why import and export companies choose Flux
ACH for large orders
Move big invoices over ACH instead of paying card rates on five and six-figure orders.
Pass the fee where allowed
Add the processing fee to the buyer's total at checkout where local surcharging rules allow.
Volume pricing
Custom interchange-plus pricing as your monthly volume grows.
How import and export companies get paid
Import and Export Companies route large invoices over ACH for the economics, accept cards where buyers want them, and reconcile it all through Flux with a QuickBooks sync.
A typical Flux setup for import and export companies
Trade payments live and die on timing: cargo does not move until money does, and every idle day at port has a price. The setup that fits is stablecoin settlement on Solana or Ripple (XRP Ledger) for cross-border counterparties, landing in your wallet instantly, with no correspondent banks, no cutoff times, and no waiting out a foreign holiday. Domestic legs, brokerage fees, and local buyers run on ACH, and cards cover samples and small first orders.
The flow follows the shipment. A payment against documents becomes a stablecoin transfer confirmed before the bill of lading is released, a repeat domestic buyer pays open invoices by ACH in 1-3 business days, and everything reconciles into QuickBooks against the shipment file. Card pricing stays flat at 2.9% plus 30 cents when cards do appear, and with no monthly fees on qualifying card volume or contracts, the account carries no fixed charge in months when the containers are slow.
What import and export companies should watch
Never let a large card payment from a new overseas buyer feel like good news. Card-not-present rules give the cardholder months to dispute, and once a container has cleared a foreign port, winning that dispute is close to impossible and recovering the goods is harder still. For first-time cross-border counterparties, collect on rails that are final on receipt, stablecoins or bank transfer, and reserve cards for established relationships and small-dollar orders where the exposure is survivable.
Sanctions screening, export controls, and knowing your counterparty remain your obligations regardless of which rail the money rides, and stablecoin speed does not change what your compliance file needs to show. Keep payment records matched to commercial invoices and shipping documents, which QuickBooks sync makes easier to produce when a bank, broker, or auditor asks. Refunds across borders are slow in every direction, so structure deposits and balances so that disputes become credit negotiations, not clawbacks.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume import and export companies and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do import and export companies accept payments with Flux?
Import and Export Companies accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge import and export companies?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do import and export companies get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can a foreign buyer pay us in stablecoins, and what do we actually receive?
Yes. The buyer sends stablecoins over Solana or Ripple (XRP Ledger) and the payment settles instantly to your merchant wallet. You are receiving a stablecoin balance, not a foreign currency wire, so there is no correspondent bank chain between you and the funds.
Do stablecoin payments settle on weekends and foreign holidays?
Yes. Settlement to your wallet is instant and does not depend on banking hours in either country. For shipments where a release is waiting on cleared funds, that removes the weekend and holiday gap that wires create.
Is it safe to take a card payment from a first-time overseas buyer?
It carries real risk, because a card-not-present dispute can arrive months after the goods have cleared a foreign port. Most trading companies reserve cards for small orders and established relationships, and put first-time cross-border payments on stablecoins or bank transfer, which are final on receipt.
Ready to get import and export companies paid with Flux?
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