Flux gives locksmiths tap-friendly card payments, ACH for larger jobs and deposits, and hosted fields that work from a phone, so you can collect before you leave the site.
Why locksmiths choose Flux
Collect on site
Take a card or send a payment link from the truck the moment the job is done.
ACH for big jobs
Route large project invoices and deposits over ACH to keep the cost down.
No contracts
Seasonal locksmiths are not locked into a contract or paying for a slow month.
How locksmiths get paid
For locksmiths, cards handle on-the-spot and deposit payments, ACH suits larger project invoices, and Flux runs both from one integration you can use on a phone in the field.
A typical Flux setup for locksmiths
Locksmith revenue is mostly collected standing next to the customer. Lockouts, rekeys, and lock swaps close with a card payment on site the moment the door opens, and funds settle in one to two business days. Automotive work, key cutting and programming, runs higher tickets but follows the same on-the-spot pattern. Commercial jobs are the exception: master key systems, access control, and multi-door rekeys for property managers go out as invoices, often paid by ACH on terms.
After-hours calls carry premium rates agreed by phone before the truck rolls, so the quoted price and the charged price need to match to the dollar. Repeat commercial clients, property managers and storefronts, keep payment details on file so an eviction rekey or a break-in board-up bills without chasing anyone. Volume stays uneven, heavy some weeks and quiet others, and Flux carries that without monthly fees or minimums. Everything reconciles into QuickBooks by customer and job.
What locksmiths should watch
The industry's bait-and-switch reputation is the honest locksmith's problem, because customers arrive primed to dispute. A lockout quoted at one price by a call center and charged at another on the driveway is the classic chargeback, so quote the full range by phone, confirm it on arrival before work starts, and itemize the invoice. A distressed customer at midnight will sign anything: the signature that matters is on a written price acknowledgment, not just the receipt.
Locksmiths also carry a verification duty no other trade has: the person paying for entry needs to be entitled to it. Document the ID and proof of residence you checked, because a lockout billed to a card that later turns out stolen, or a door opened for someone who should not have been inside, becomes both a fraud loss and a liability problem. For landlords authorizing work remotely, send the hosted invoice rather than taking card numbers over the phone.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume locksmiths and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do locksmiths accept payments with Flux?
Locksmiths accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge locksmiths?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do locksmiths get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
How should locksmiths quote after-hours calls to avoid disputes?
Quote the full realistic range by phone, including the service call and after-hours premium, then confirm the price on arrival before touching the lock. The charged amount should match a number the customer heard twice, and the itemized invoice should show how it breaks down.
Can a property manager authorize and pay for a rekey remotely?
Yes. Send the hosted invoice and they pay by card or ACH from wherever they are. Regular management accounts can keep payment details on file for eviction rekeys and lock changes across their units.
What records help a locksmith win a payment dispute?
A written price acknowledgment signed before work began, the itemized invoice, and notes on the ID and proof of residence you verified before opening the door. Lockout customers are stressed and dispute-prone, so the paper trail is built on scene, not reconstructed later.
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