Flux gives membership clubs hosted donation fields, recurring giving, and the option to let donors cover the processing fee so more of each gift reaches the mission.
Why membership clubs choose Flux
Recurring giving
Turn one-time donors into monthly supporters with automatic recurring gifts.
Donors can cover the fee
Where local rules allow, donors can add the processing fee so more of the gift lands.
Low overhead
No setup fees or contracts, so more of every dollar goes to the work.
How membership clubs get paid
Membership Clubs take one-time and recurring gifts by card, accept ACH for larger donations, and can let donors cover the fee at checkout where allowed.
A typical Flux setup for membership clubs
Dues are the backbone: monthly memberships run as recurring card payments, while annual dues, which land as larger single charges, often move by ACH and settle in 1-3 business days. Initiation fees are one-time card or ACH charges collected at joining. Because a club's revenue is a roster, not foot traffic, the recurring engine matters more than the point of sale: the API keeps each member's billing schedule, proration, and status changes in your control.
On top of dues sits member spend: dining room and bar tabs, guest fees, event tickets, pro shop purchases. Clubs that run house accounts can roll a month of member charges into one statement and collect it by ACH or card on file, while clubs that settle at the table take cards at the point of sale with tips included in the transaction. Either way, everything reconciles into QuickBooks against the member ledger.
What membership clubs should watch
The quiet revenue leak is the failed renewal: a member's card expires, the dues charge declines, and nobody notices until the member is months behind. Unlike a subscription business, a club cannot simply cut access to someone the board sees at dinner, so arrears get socially awkward fast. Watch declined recurring payments weekly and route them to the membership office for a personal note while the balance is one cycle old, not three.
Tips and service charges need clear handling: whether the club adds an automatic service charge or lets members tip per check, the amount rides on the card transaction and settles with it in 1-2 business days, so payroll timing is predictable. Event deposits are the other friction point. Publish a refund policy before taking deposits for weddings and banquets, because a canceled event without a written policy is how clubs end up in chargeback disputes with their own members.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume membership clubs and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do membership clubs accept payments with Flux?
Membership Clubs accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge membership clubs?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do membership clubs get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can we bill member house accounts once a month?
Yes. Your club software records charges through the API, and the month's balance collects as a single card or ACH payment on the statement date. ACH settles in 1-3 business days and suits the larger consolidated amounts.
How should we handle a member whose dues payment keeps failing?
The API reports each declined recurring charge, so the membership office can reach out personally before access or standing lapses. There is no contract forcing an approach; how firmly you pursue a balance stays a club decision.
Do banquet and wedding deposits run through the same account?
Yes. Event deposits are ordinary card or ACH payments, and refunds run through the same API when plans change. Pair deposits with a written refund policy so a cancellation is a policy conversation, not a chargeback.
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