Flux gives painting companies tap-friendly card payments, ACH for larger jobs and deposits, and hosted fields that work from a phone, so you can collect before you leave the site.
Why painting companies choose Flux
Collect on site
Take a card or send a payment link from the truck the moment the job is done.
ACH for big jobs
Route large project invoices and deposits over ACH to keep the cost down.
No contracts
Seasonal painting companies are not locked into a contract or paying for a slow month.
How painting companies get paid
For painting companies, cards handle on-the-spot and deposit payments, ACH suits larger project invoices, and Flux runs both from one integration you can use on a phone in the field.
A typical Flux setup for painting companies
Painting jobs mostly follow a two-payment rhythm: a deposit when the estimate is signed and the balance at the final walkthrough. Residential customers pay both by card or ACH through the hosted invoice, and repaints small enough to finish in a day often just close with a single card payment on site. Exterior season front-loads summer while interior work carries winter, and Flux costs nothing in slow months since there are no monthly fees on qualifying card volume or minimums.
Commercial and property-management work runs on invoices with terms, usually paid by ACH, and repeat landlords keep payment details on file so turnover repaints bill without a phone call. Some painters charge a small color consultation or estimate fee for large custom jobs and credit it against the contract, collected by card when booked. Every deposit, balance, and commercial invoice syncs into QuickBooks so job costing starts from real payment data.
What painting companies should watch
Walkthrough friction is the trade's signature risk. Paint is judgment: sheen in afternoon light, a lap mark only the owner can see, and a customer who withholds the balance over touch-ups is common. Do the walkthrough with the customer present, fix the list, and collect the balance before leaving, because a balance invoiced after you have left the driveway ages fast. A signed completion acknowledgment is also your chargeback evidence if a card payment gets disputed later.
Deposits should track committed cost. Custom-tinted product and sprayed cabinet work cannot be restocked, so the deposit on specialty jobs needs to cover materials and the refund terms need to say so in writing. Exterior schedules slip with weather, and a customer who paid a deposit in May for an August start deserves proactive updates: silence between deposit and start date is what turns a delay into a cancellation demand or a card dispute.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume painting companies and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do painting companies accept payments with Flux?
Painting Companies accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge painting companies?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do painting companies get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
When should a painting company collect the deposit and the balance?
Deposit at signing, sized to cover materials, especially custom-tinted or sprayed-cabinet product that cannot be restocked. Collect the balance at the final walkthrough while you are still on site, after the touch-up list is done, rather than invoicing it days later.
How do painters handle a customer holding payment over touch-ups?
Do the walkthrough together, write the list, fix it, and collect before leaving, so the hold never forms. If a card-paid balance is later disputed, the signed completion acknowledgment and photos of the finished rooms are the evidence that wins.
Can property managers keep payment details on file for turnover repaints?
Yes, with a signed authorization for charges kept on file. Turnover work then bills as it happens, by stored card or by ACH on terms, and the QuickBooks sync keeps each unit's invoices attached to the management account.
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