Flux gives plumbers tap-friendly card payments, ACH for larger jobs and deposits, and hosted fields that work from a phone, so you can collect before you leave the site.
Why plumbers choose Flux
Collect on site
Take a card or send a payment link from the truck the moment the job is done.
ACH for big jobs
Route large project invoices and deposits over ACH to keep the cost down.
No contracts
Seasonal plumbers are not locked into a contract or paying for a slow month.
How plumbers get paid
For plumbers, cards handle on-the-spot and deposit payments, ACH suits larger project invoices, and Flux runs both from one integration you can use on a phone in the field.
A typical Flux setup for plumbers
Most plumbing revenue arrives in two shapes: same-day service tickets and larger invoiced jobs. For service calls, techs collect a card at the kitchen table the moment the ticket closes, and funds settle in one to two business days. Water heater swaps and repipes usually run as an invoice with a deposit up front, and many plumbers push those balances to ACH so a four-figure job does not ride on a consumer card.
Commercial accounts change the rhythm. Property managers and restaurants tend to pay on terms, so plumbers set them up with saved payment details and ACH pulls when the invoice hits its due date. Everything syncs to QuickBooks so the office is not rekeying tickets. Shops that run tight on parts money use instant payouts through Visa Direct after a big collection day instead of waiting out the normal card settlement window.
What plumbers should watch
Emergency work invites disputes. A homeowner who approved an after-hours rate at midnight can feel differently when the statement arrives, so the strongest defense is a signed estimate and an itemized invoice attached to every charge. Card-not-present risk shows up when a landlord pays by phone for a unit they have never seen: collect through the hosted invoice instead of reading digits into the office phone, since hosted fields in origin-isolated iframes keep card data out of your systems entirely.
Deposits deserve a written policy. If you collect half up front on a fixture order and the customer cancels after the supplier ships, your refund terms decide whether that argument ends in a chargeback. On pricing, Flux is a flat 2.9% plus 30 cents per transaction, with a consumer pass-through option where local surcharging rules allow it; many plumbers surcharge card payments on big jobs and steer those customers to ACH instead.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume plumbers and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do plumbers accept payments with Flux?
Plumbers accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge plumbers?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do plumbers get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can a landlord or property manager pay a plumbing invoice without being on site?
Yes. Send the hosted invoice by email and they can pay by card or ACH from anywhere, with card details entered into secure hosted fields rather than read to your office over the phone. Repeat property accounts can keep payment details on file so future work orders bill without a call.
How should a plumber take deposits on water heater or repipe jobs?
Collect the deposit when the estimate is signed, by card for speed or ACH for larger amounts, and state the refund terms on the estimate itself. The balance goes out as an invoice at completion, and many plumbers steer four-figure balances to ACH.
What helps a plumber win a dispute over an emergency service charge?
Documentation assembled before the dispute exists: a signed estimate or work authorization, an itemized invoice, and photos of the work. After-hours rates should be quoted and acknowledged before the tech starts, because a charge that matches signed paperwork is defensible and a verbal agreement is not.
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