Flux gives real estate brokerages ACH for rent and deposits, cards for application and holding fees, and a QuickBooks sync so three people can agree on the same number.
Why real estate brokerages choose Flux
ACH for rent and deposits
Collect recurring rent and large deposits over ACH instead of paying card rates on every payment.
Card fees for the small stuff
Application and holding fees are a natural fit for cards where speed matters more than rate.
Books that match
A QuickBooks sync categorizes rent, fees, and deposits so reconciliation is not a monthly argument.
How real estate brokerages get paid
Real Estate Brokerages usually collect rent and earnest money over ACH for the friendlier economics, take application and holding fees by card, and reconcile it all through Flux.
A typical Flux setup for real estate brokerages
Money at a brokerage arrives in lumps at closing and leaves in splits. Most brokerages route commission receipts as ACH transfers from the settlement table, settling in 1 to 3 business days, then use instant payouts via Visa Direct to disburse each agent's split the day the ledger clears. Recurring desk fees, transaction fees, and marketing charges run as card-on-file billing at the flat 2.9 percent plus 30 cents, billed on whatever cycle the independent contractor agreement sets.
The back office matters more than the front. QuickBooks sync posts each commission receipt and each agent disbursement against the right transaction, so cap tracking and 1099 preparation stop living in spreadsheets. The full REST API lets brokerages with their own transaction management software trigger payouts when a file hits closed status, instead of a bookkeeper cutting checks on Fridays. With no setup fees, monthly fees, minimums, or contracts, a two-agent shop and a hundred-agent shop start the same way.
What real estate brokerages should watch
Earnest money is the trap. In most states, deposits held for a transaction must sit in a trust account under strict license-law rules, and running them through your operating processing account can create a commingling problem. Keep earnest money in escrow where your state requires it, and use Flux for the money that is actually yours: commission receipts, agent billing, and fees for services the brokerage itself sells to clients or agents.
Agent billing is card-not-present and recurring, which means the disputes you see will mostly be departed agents contesting desk fees. Clear billing descriptors, signed independent contractor agreements referencing the fee schedule, and stored authorization records handle most of them. On the payout side, instant disbursement is a recruiting tool, but pair it with a review step so a commission is released only after the deal file is complete and the split calculation has been checked.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume real estate brokerages and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do real estate brokerages accept payments with Flux?
Real Estate Brokerages accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge real estate brokerages?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do real estate brokerages get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can Flux pay my agents their commission split the same day a deal closes?
Yes, through instant payouts via Visa Direct to an agent's eligible debit card, once the incoming funds have settled to you. Commission receipts arriving by ACH settle in 1 to 3 business days and card payments in 1 to 2, while stablecoin payments settle to your merchant wallet instantly. Many brokerages release the split the moment the closed file is approved.
Should earnest money deposits run through Flux?
Usually no. Most states require earnest money to be held in a trust or escrow account under license law, often by the title company or the broker's dedicated trust account. Flux is built for the brokerage's own revenue: commissions, desk fees, transaction fees, and services you bill to agents or clients.
How do I bill agents for desk fees and marketing without chasing them?
Store a card or bank account on file and run recurring billing on your schedule, with each charge synced to QuickBooks against the agent's ledger. Failed payments surface immediately so you can follow up before a balance snowballs. There are no monthly fees on qualifying card volume or minimums, so slow months cost the brokerage nothing.
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