Flux gives real estate investors ACH for rent and deposits, cards for application and holding fees, and a QuickBooks sync so three people can agree on the same number.
Why real estate investors choose Flux
ACH for rent and deposits
Collect recurring rent and large deposits over ACH instead of paying card rates on every payment.
Card fees for the small stuff
Application and holding fees are a natural fit for cards where speed matters more than rate.
Books that match
A QuickBooks sync categorizes rent, fees, and deposits so reconciliation is not a monthly argument.
How real estate investors get paid
Real Estate Investors usually collect rent and earnest money over ACH for the friendlier economics, take application and holding fees by card, and reconcile it all through Flux.
A typical Flux setup for real estate investors
An investor's payment mix depends on the strategy. Buy-and-hold operators run tenant rent as recurring ACH, settling in 1 to 3 business days. Wholesalers collect assignment fees, usually one large ACH transfer or an instant stablecoin payment on Solana or Ripple (XRP Ledger) when a deal needs to fund today. Flippers mostly move money out, paying contractors through instant payouts via Visa Direct so a good sub does not walk to the next job over a slow check.
Structure is the real setup work. Investors typically hold each property in its own LLC, and payments should follow suit: a separate account per entity so rent from one property never lands in another's books. QuickBooks sync per entity keeps lender-ready financials current, which matters when the next refinance asks for twelve months of clean statements. The full REST API lets larger operators wire payment data into their own deal-tracking or property software.
What real estate investors should watch
Commingling is the mistake that costs the most later. Running one processing account across five LLCs undermines the liability separation the entities exist to provide, and it turns tax season into forensic accounting. Set up each entity properly from the first payment. On the receiving side, treat large ACH transfers like the deal documents they accompany: an assignment fee is earned per the contract, and the payment record should reference that contract explicitly.
Paying contractors fast is a competitive edge with a control problem. Instant payouts are only as good as the approval before them, so tie disbursements to milestones, inspections, or signed lien waivers rather than a text message saying the framing is done. For rent, the same ACH-return caution applies as for any landlord: a payment can come back days after it appears, so late-fee and eviction clocks should run on settled funds.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume real estate investors and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do real estate investors accept payments with Flux?
Real Estate Investors accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge real estate investors?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do real estate investors get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can I keep payments separate across my LLCs?
Yes, and you should. Each entity gets its own account with its own settlement bank account and its own QuickBooks sync, so rents, fees, and payouts stay inside the right legal wrapper. There are no monthly fees on qualifying card volume or minimums, so a single-property LLC costs nothing to keep set up.
How do I pay a contractor the day the work passes inspection?
Approve the draw and push an instant payout via Visa Direct to the contractor's eligible debit card. Pair the payout with your milestone paperwork, ideally a signed lien waiver, so speed never outruns documentation.
How should I collect a wholesale assignment fee?
A stablecoin payment on Solana or Ripple (XRP Ledger) settles instantly to your merchant wallet, which suits double closings and same-day funding. If the buyer prefers traditional rails, ACH settles in 1 to 3 business days, so send the payment request when the assignment is signed rather than on closing day.
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