Flux lets seo agencies take cards for convenience, ACH for larger invoices where the economics are friendlier, and pass the processing fee to the client at checkout where local rules allow.
Why seo agencies choose Flux
ACH for large invoices
Route retainers and big invoices over ACH where the per-transaction economics beat cards.
Pass the fee where allowed
On consumer pass-through, the processing fee is added to the client's total at checkout, where local surcharging rules allow.
Books that reconcile
A QuickBooks sync keeps seo agencies from retyping every payment into the accounting system at month end.
How seo agencies get paid
For seo agencies, ACH usually fits large invoices and retainers, cards suit smaller or on-the-spot payments, and Flux handles both through one integration with a clean record for your books.
A typical Flux setup for SEO agencies
SEO is a monthly recurring business with a long sales cycle and a longer proof cycle. The core setup is a recurring charge on the first of each service month, card for small-business clients and ACH debit for larger contracts, settling in 1-2 and 1-3 business days respectively. One-time work, audits, migrations, penalty recovery, is billed as deposit plus balance with payment links, kept fully separate from the recurring base.
Because results lag spend by months, the billing cadence carries the relationship: month-to-month agreements churn on frustration, so many agencies bill an initial multi-month commitment as scheduled installments authorized up front, then move to open-ended monthly billing. The REST API connects billing to the agency's client dashboard so reporting and receipts travel together. Overseas clients can pay in stablecoins over Solana or Ripple (XRP Ledger), settling instantly to the merchant wallet.
What SEO agencies should watch
The chargeback story in SEO is always the same: rankings did not move fast enough, the client cancels, then disputes the last one or two charges as services not rendered. Your evidence is the activity record, deliverable logs, published work, and report delivery timestamps, tied to each billing period. Agreements should describe the service as work performed, never as ranking outcomes, because a promised outcome you cannot control is a dispute you cannot win.
Charge at the start of the service month and deliver the prior month's report with the receipt, so every charge is paired with evidence before any dispute exists. On cancellations, honor the notice period exactly and stop billing on time; one charge after a documented cancellation will lose, and deserves to. Initial-commitment installments need the full schedule authorized in writing at signing, not reconstructed from emails when a bank asks for it.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume seo agencies and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do seo agencies accept payments with Flux?
SEO Agencies accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge seo agencies?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do seo agencies get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
How do we defend a chargeback from a client who says the SEO did not work?
With the billing period's activity record: deliverables, published work, and report timestamps, plus an agreement that defines the service as work performed rather than rankings promised. Agencies that pair every charge with a delivered report win these; agencies with verbal scopes do not.
Should new clients commit to several months up front?
Many agencies bill an initial commitment as installments authorized in writing at signing, which stabilizes the period before results appear. Whether you require it is a positioning choice; if you do, the authorized schedule is what makes it collectible.
How should we bill one-time audits versus ongoing work?
Separately: audits as deposit plus balance with their own payment links, ongoing work as the recurring monthly charge. Mixing them muddies both the accounting and any later dispute about what was owed for what.
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