Flux gives swim schools recurring card billing, hosted signup fields, and one integration for cards, ACH, and stablecoins so members can pay the way they want.
Why swim schools choose Flux
Recurring billing that sticks
Charge memberships automatically and cut the failed-rebill churn.
Clean signup
Hosted fields keep card data off your systems during member signup.
No long-term contract
Cancel anytime, with no setup fees and no contract while you grow.
How swim schools get paid
Swim Schools run memberships on recurring cards, take ACH for annual plans, and sign members up through hosted fields, all on Flux.
A typical Flux setup for swim schools
Swim lessons are perpetual enrollment: a child holds the same weekly slot for months or years, and the parent's stored card or ACH autopay bills tuition monthly for as long as the child swims. One card typically covers siblings on different days and levels. Around that base, an annual family registration fee bills once, and summer brings its spike of intensive weeks and camp sessions charged as one-off purchases to the same card.
Mid-month starts are constant because families enroll whenever a slot opens, so the first charge prorates to the start date through the API and the schedule normalizes the following month. Card tuition settles in 1-2 business days and ACH in 1-3, and QuickBooks sync keeps monthly tuition, registration fees, and summer program revenue in separate categories so the summer bump reads as what it is.
What swim schools should watch
Perpetual billing means the enrollment agreement has to do the ending as well as the beginning. Parents who pull a child out mid-month and expect the autopay to read their minds are the school's main dispute source, so the withdrawal notice period belongs in writing at enrollment, and the schedule should stop the day the notice term is met. Makeup lessons need the same discipline: state whether a missed lesson earns a credit, a makeup slot, or nothing.
Enrollments that run for years will outlive the card that started them. Expired and reissued cards quietly interrupt tuition, so route decline notices to parents the day they happen, and offer ACH, which does not expire, for families planning to swim through several levels. Watch the fall cliff too: summer-only families leave in September, and treating those exits as expected churn with clean final billing keeps them coming back next June.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume swim schools and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do swim schools accept payments with Flux?
Swim Schools accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge swim schools?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do swim schools get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can tuition prorate when a child starts lessons mid-month?
Yes. The first charge is calculated to the start date through the API, and the regular autopay amount begins the following cycle. Showing the proration math at enrollment is what keeps the first bill from generating a phone call.
Can siblings on different lesson days bill to one card?
Yes. One stored card carries a schedule per child, each itemized so parents can see which swimmer each charge covers. Updating the card once updates every child's schedule.
Should missed lessons become makeup credits or refunds?
That is your policy, and either works mechanically: credits live in your enrollment system, while refunds return to the original card. Most schools prefer makeup slots or credits and reserve refunds for lessons the school itself cancels, but the choice must be stated at enrollment.
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