Flux gives tattoo studios quick card payments, recurring billing for packages, and hosted fields that work from a phone or tablet at the station.
Why tattoo studios choose Flux
Pay at the chair
Take a card or send a link from a phone or tablet without a bulky terminal.
Packages and memberships
Bill prepaid packages and memberships automatically.
Simple, transparent pricing
A flat rate with volume discounts and no contract.
How tattoo studios get paid
Tattoo Studios take cards at the chair, run packages and memberships on recurring billing, and can add ACH for larger prepaid packages, all through Flux.
A typical Flux setup for tattoo studios
Tattoo money starts remote: an inquiry arrives by message, the artist quotes, and a booking deposit is collected through a payment link before any drawing begins, credited to the final session under a stated no-refund policy. Large pieces run across multiple sittings with a balance paid at the counter each time, plus tip. Cards settle in 1-2 business days, and for large balances ACH avoids card limits and settles in 1-3.
Most artists are independent, so studios either give each artist their own Flux account or run one account and split after settlement using the transaction records and QuickBooks sync. Some clients prefer to pay in stablecoins, which settle instantly to the studio wallet on Solana or Ripple (XRP Ledger). When a convention weekend's take is needed for travel or supplies before cards settle, instant payouts via Visa Direct cover the gap.
What tattoo studios should watch
The classic dispute is a kept deposit: a client cancels, the studio keeps the deposit per policy, and the client's bank hears services not rendered. Deposits are card-not-present, which already carries more dispute weight than a counter payment, so the policy has to be on the payment page at capture, not in a message thread. Documented drawing time strengthens the case that work was performed before the cancellation.
Large single charges trip issuing bank fraud checks, so warn clients paying a big balance to expect a verification text, or split the piece into per-session charges that match the sittings. Stablecoin payments settle instantly and do not pass through the card dispute process, which some studios like for final balances, but it also means any refund is entirely at your discretion, so put refund terms in writing regardless of rail.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume tattoo studios and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do tattoo studios accept payments with Flux?
Tattoo Studios accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge tattoo studios?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do tattoo studios get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can we keep a deposit when a client cancels or no-shows?
Yes, if the no-refund terms were displayed on the payment page when the deposit was captured. If the client disputes it, that page and any documented design work are your response. Terms buried in a DM thread are much weaker evidence.
Can clients pay for a tattoo with stablecoins?
Yes, on Solana or Ripple (XRP Ledger), and the funds settle instantly to the studio wallet. There is no card dispute process on that rail, so state your refund policy in writing before taking payment.
How do we handle money between the studio and independent artists?
Either each artist runs their own Flux account with their own settlement, or the studio runs one account and splits after settlement using per-transaction records synced to QuickBooks. With no monthly fees on qualifying card volume or minimums, per-artist accounts cost nothing extra to keep open.
Ready to get tattoo studios paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
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