Flux gives tax preparers recurring billing, ACH for larger payments, and hosted fields with SAQ-D Level 2 PCI coverage that keep sensitive data off your systems.
Why tax preparers choose Flux
Recurring premiums and fees
Bill premiums and recurring fees automatically.
ACH for larger payments
Route larger payments over ACH for the friendlier economics.
Records that reconcile
A QuickBooks sync keeps the books clean without retyping.
How tax preparers get paid
Tax Preparers run premiums and fees on recurring billing, accept ACH for larger amounts, and keep clean records through Flux with a QuickBooks sync.
A typical Flux setup for tax preparers
The season defines everything: from late January to mid April nearly all revenue arrives, most of it as a card payment collected at pickup or an emailed invoice paid the night before a deadline. Ticket sizes are small for individual returns and larger for business work, which often warrants a deposit at engagement and the balance at delivery. Extension season in October brings a second, smaller wave, and the months between stay close to silent.
That shape is why the fee structure matters: with no monthly fees on qualifying card volume, minimums, or contracts, the account simply sits idle from May through December, and the flat 2.9% plus 30 cents applies only when a return actually goes out the door. Cards settle in 1-2 business days, ACH suits larger business-client invoices, QuickBooks sync keeps your own books ready for your own filing, and the consumer pass-through option can shift the card fee where local surcharging rules allow.
What tax preparers should watch
The classic collection trap is finishing a return for a client who wants to pay after the refund lands. A card on file authorized at engagement, or a deposit before you open the shoebox, solves most of it; for the rest, an invoice link sent with the draft return gets paid faster than a bill mailed in May. Never release an e-file authorization on a promise, because your leverage disappears the moment the return is transmitted.
Disputes in this business follow the IRS calendar, not the sale: a client who receives a notice in August may dispute the fee they paid in March, so keep the signed engagement letter and the e-file acceptance with every payment record. You are also holding some of the most sensitive client data any small business handles, so taking cards through hosted fields in origin-isolated iframes, instead of writing numbers on intake sheets, keeps card data out of the same filing cabinet as Social Security numbers.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume tax preparers and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do tax preparers accept payments with Flux?
Tax Preparers accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge tax preparers?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do tax preparers get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can a client pay me out of their tax refund?
Flux is not a refund-transfer bank product, so it cannot intercept a refund on your behalf. The practical version is authorizing a card at engagement and charging at delivery, or sending an invoice link timed to when the refund is expected to land.
Can I take a deposit before starting a complicated return?
Yes. Charge a deposit on card or ACH when the engagement letter is signed and collect the balance at delivery, both at the same flat 2.9% plus 30 cents on cards. For business returns with long timelines, a deposit also filters out the clients who were never going to pay.
How do I collect from clients I only work with remotely?
Send an invoice they can pay online with a card through hosted fields, or by ACH for larger business engagements. The payment page keeps card data inside origin-isolated iframes, so nothing sensitive lands in your email or your intake files.
Ready to get tax preparers paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
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