Flux gives towing services card payments, ACH for larger tickets and fleet accounts, and hosted fields that work from a phone or a service desk.
Why towing services choose Flux
Big-ticket friendly
Route large repairs and fleet invoices over ACH to keep the cost down.
Pay at the desk or in the field
Take a card or send a link from a phone or a service desk.
No contracts
No setup fees, cancel anytime.
How towing services get paid
Towing Services take cards for most tickets, route larger repairs and fleet accounts over ACH, and reconcile it all through Flux.
A typical Flux setup for towing services
Towing money arrives at strange hours: a roadside card payment at 2 a.m., a phone payment from a stranded driver's relative, a release fee at the impound window. The setup is card at point of sale at the lot, hosted payment links the dispatcher texts to whoever is actually paying, and daily storage charges invoiced per vehicle. Cards settle in 1 to 2 business days regardless of when the hook dropped.
The account side behaves differently: motor clubs, municipal rotation work, and the body shops you tow for pay on invoices, not at the roadside, so those run as ACH with 1 to 3 day settlement and QuickBooks sync to keep club calls, rotation calls, and cash calls in separate buckets. Instant payouts via Visa Direct help when a slow month meets a fuel bill, moving settled funds to a debit card without waiting.
What towing services should watch
No industry pays under more protest than towing, and an angry cardholder becomes a chargeback. For nonconsensual tows and impound releases, build the dispute file before the dispute: photos of the vehicle where it sat, the dispatch record, the posted rate sheet, and a signed release at pickup. A cardholder claiming they never authorized the charge is answered by the signature they gave to get their keys back.
Third-party payments are the quiet risk: the person paying by phone link is often not the vehicle owner, which is exactly the card-not-present pattern that spawns disputes. The hosted payment page helps here, the payer enters their own card into origin-isolated iframe fields rather than reading digits to a driver over a bad connection, and Flux holds the SAQ-D Level 2 PCI DSS scope. Many jurisdictions cap tow and storage rates, so keep charges matched to the posted schedule.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume towing services and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do towing services accept payments with Flux?
Towing Services accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge towing services?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do towing services get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can someone other than the vehicle owner pay for a tow or release?
Yes. The dispatcher texts a hosted payment link to whoever is paying, a relative, an employer, a landlord, and they enter their own card. Keep the dispatch record tied to that payment, since third-party payers are the most common source of later disputes.
How do we bill motor clubs and rotation work?
As invoices on the account side rather than roadside charges: ACH settles in 1 to 3 business days and QuickBooks sync keeps club, rotation, and cash calls in separate buckets. The REST API can attach the club call number to each payment for reconciliation.
What wins a chargeback on an impound release fee?
Documentation created before the dispute existed: photos of the vehicle where it sat, the dispatch log, the posted rate schedule, and the signed release from whoever collected the vehicle. A signature given at the window to retrieve the keys directly answers a claim that the charge was unauthorized.
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