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Transportation and Auto

Payment processing for
Trucking Companies

Trucking Companies take payment on large tickets and in the field, and a clean, fast checkout matters when the invoice runs into the thousands.

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Flux gives trucking companies card payments, ACH for larger tickets and fleet accounts, and hosted fields that work from a phone or a service desk.

Why trucking companies choose Flux

Big-ticket friendly

Route large repairs and fleet invoices over ACH to keep the cost down.

Pay at the desk or in the field

Take a card or send a link from a phone or a service desk.

No contracts

No setup fees, cancel anytime.

How trucking companies get paid

Trucking Companies take cards for most tickets, route larger repairs and fleet accounts over ACH, and reconcile it all through Flux.

A typical Flux setup for trucking companies

Freight revenue is invoice revenue: a load delivers, the rate confirmation and proof of delivery go out, and the broker or shipper pays on terms. The working rails are ACH for domestic brokers, settling in 1 to 3 business days once they actually pay, and hosted invoice pages that let a shipper pay by card when a carrier wants the money faster than the terms allow. QuickBooks sync ties each payment back to its load number.

Fuel and driver pay do not wait for net-30, which is why settlement speed is the whole game in trucking. Stablecoins on Solana or Ripple (XRP Ledger) settle to the company wallet instantly, a practical rail for cross-border shippers and for any customer willing to pay that way, and instant payouts via Visa Direct push settled card funds to a debit card the same day the office needs to cover a fuel card bill.

What trucking companies should watch

The industry's real friction is not chargebacks, it is terms: brokers pay when the paperwork is perfect and not a day before. Itemize detention, lumper fees, and other accessorials as separate invoice lines with backup documents attached, because one disputed line can stall the whole invoice. Offering a card option on the hosted invoice gives a slow payer a one-click way to clear the balance the same day the paperwork is approved.

When card volume grows, a fleet doing steady B2B card acceptance should move to custom interchange-plus pricing, which Flux offers at higher volume, because commercial cards carry different interchange than consumer plastic. Watch ACH returns from counterparties you have not worked with before: an ACH that appears settled can still come back, so treat a new broker's first payment as unproven until the return window passes, and lean on written rate confirmations for every load.

Simple, transparent pricing

Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume trucking companies and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.

Frequently asked questions

How do trucking companies accept payments with Flux?

Trucking Companies accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.

What does Flux charge trucking companies?

A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.

How fast do trucking companies get their money?

Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.

Can brokers and shippers pay our invoices by ACH?

Yes, and for domestic freight it is the natural rail: the payment settles in 1 to 3 business days and QuickBooks sync ties it to the load. The same hosted invoice also offers a card option for a payer who wants to clear a balance immediately.

Is this a substitute for factoring?

No, it does not advance money before your customer pays. What it changes is what happens when they do pay: cards settle in 1 to 2 business days, ACH in 1 to 3, and stablecoins reach your wallet instantly, so a customer willing to pay quickly has a clean way to do it.

Can a shipper outside the US pay us directly?

Stablecoin payments on Solana or Ripple (XRP Ledger) settle to your wallet instantly regardless of where the payer sits, which sidesteps international wire timing. It only works when your customer is set up to pay that way, so raise it during rate negotiation rather than at invoice time.

Ready to get trucking companies paid with Flux?

Cards, ACH, and stablecoins in one platform. Apply in about two minutes.

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