Flux gives vacation rental hosts ACH for rent and deposits, cards for application and holding fees, and a QuickBooks sync so three people can agree on the same number.
Why vacation rental hosts choose Flux
ACH for rent and deposits
Collect recurring rent and large deposits over ACH instead of paying card rates on every payment.
Card fees for the small stuff
Application and holding fees are a natural fit for cards where speed matters more than rate.
Books that match
A QuickBooks sync categorizes rent, fees, and deposits so reconciliation is not a monthly argument.
How vacation rental hosts get paid
Vacation Rental Hosts usually collect rent and earnest money over ACH for the friendlier economics, take application and holding fees by card, and reconcile it all through Flux.
A typical Flux setup for vacation rental hosts
Direct bookings are almost entirely card-not-present, taken weeks or months ahead of the stay. A common structure is a card deposit at booking, the balance auto-charged on a stored card thirty days before check-in, and a refundable damage deposit handled separately, all at the flat 2.9 percent plus 30 cents. Hosted fields in origin-isolated iframes sit inside your own booking site, so the guest never leaves your page and you never touch raw card data.
Seasonality shapes cash flow: a beach house earns most of its year between May and September, so settlement speed in season matters. Cards settle in 1 to 2 business days. International guests can pay in stablecoins on Solana or Ripple (XRP Ledger), settling instantly to your merchant wallet and sidestepping declined foreign cards. QuickBooks sync ties each payment to a reservation, and there are no monthly fees on qualifying card volume to carry through the off-season.
What vacation rental hosts should watch
Chargebacks in this business follow a pattern: a canceled trip, a dispute filed as services not received, or a guest claiming the property was not as described. Your defense is paperwork built before the stay: a cancellation policy the guest affirmatively accepted at checkout, message history, check-in records, and listing photos. Keep all of it attached to the reservation so a dispute response is assembly, not archaeology, months after the guest went home.
Refunds deserve as much design as bookings. Charging the full stay at booking maximizes cash on hand but also maximizes what you may have to return when a storm closes the coast. Splitting deposit and balance keeps refunds smaller and disputes rarer. For damage deposits, charging a real payment and refunding it later creates two transactions to reconcile, so many hosts instead collect only when there is documented damage, with photos attached to the charge.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume vacation rental hosts and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do vacation rental hosts accept payments with Flux?
Vacation Rental Hosts accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge vacation rental hosts?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do vacation rental hosts get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can I charge a deposit at booking and the balance closer to check-in?
Yes. Store the guest's card at booking with hosted fields, charge the deposit immediately, and schedule the balance for a set date before arrival. If the balance card declines, you find out weeks before check-in instead of at the door.
How do I win a chargeback when a guest cancels and disputes anyway?
Submit the cancellation policy the guest accepted at checkout, the booking confirmation, message history, and any check-in evidence through the dispute response flow. Card-not-present disputes turn on documentation, so hosts who capture policy acceptance at payment time fare far better than those who rely on a listing page.
What is the best way to take payment from overseas guests?
Offer stablecoins on Solana or Ripple (XRP Ledger) alongside cards. International card payments fail more often, while a stablecoin payment settles instantly to your merchant wallet. Guests who prefer cards still pay through hosted fields on your booking site like any other reservation.
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