Flux lets web development studios take cards for convenience, ACH for larger invoices where the economics are friendlier, and pass the processing fee to the client at checkout where local rules allow.
Why web development studios choose Flux
ACH for large invoices
Route retainers and big invoices over ACH where the per-transaction economics beat cards.
Pass the fee where allowed
On consumer pass-through, the processing fee is added to the client's total at checkout, where local surcharging rules allow.
Books that reconcile
A QuickBooks sync keeps web development studios from retyping every payment into the accounting system at month end.
How web development studios get paid
For web development studios, ACH usually fits large invoices and retainers, cards suit smaller or on-the-spot payments, and Flux handles both through one integration with a clean record for your books.
A typical Flux setup for web development studios
Studio billing has a project spine and a recurring tail. Builds are collected as a deposit at signing, milestones at design approval and development complete, and a balance before launch, by card or ACH depending on client size. The tail is where studios stabilize: hosting, maintenance, and care plans billed as recurring monthly card charges, small individually but compounding into a base that covers payroll between projects when the pipeline thins.
Because studios are technical, the REST API gets used two ways: to run their own billing from their project tools, and as something they integrate for clients, wiring hosted fields in origin-isolated iframes into checkout pages they build. Overseas clients, common for studios that sell through their portfolio rather than their zip code, can pay in stablecoins over Solana or Ripple (XRP Ledger), settling instantly to the merchant wallet.
What web development studios should watch
Launch is your leverage; do not spend it early. Collect the final balance before the site moves to the client's infrastructure or DNS cuts over, and let settlement finish first: 1-2 business days for cards, 1-3 for ACH. The dispute pattern in this industry is the stalled project, a client who goes quiet at the content stage and later contests earlier milestones, so tie each milestone payment to a dated, client-acknowledged approval.
Care plans churn silently: a card expires, the charge fails, and nobody notices until the client calls about an outage with three unpaid months behind them. Review failed recurring payments weekly and suspend service per your written terms, not per your memory. When you integrate payments into client builds, keep the boundary clear: the client owns their own merchant relationship, and you bill for the integration work unless you have deliberately structured something else.
Simple, transparent pricing
Flux charges a flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume web development studios and the option to pass the fee to the customer at checkout where local surcharging rules allow. No setup fees and no contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee.
Frequently asked questions
How do web development studios accept payments with Flux?
Web Development Studios accept credit and debit cards, ACH bank transfers, and stablecoins through one Flux integration, with drop-in hosted fields that keep card data off your own systems.
What does Flux charge web development studios?
A flat 2.9% plus 30 cents per transaction, with volume discounts for higher-volume merchants and no setup fees or contracts. Accounts processing under $100,000 a year in card volume may be subject to a $20 monthly account fee. You can also pass the processing fee to the customer at checkout where local surcharging rules allow.
How fast do web development studios get their money?
Card payments settle in one to two business days and ACH in one to three business days. Stablecoin payments go to your wallet instantly.
Can we integrate Flux into the sites we build for clients?
Yes. The full REST API and hosted fields in origin-isolated iframes are built for exactly that. Flux maintains SAQ-D Level 2 PCI DSS compliance, and hosted fields keep card data off the pages you build and maintain.
How should we structure payment for a project that might stall?
Milestones tied to dated client approvals, each collected before the next phase starts, so a stall strands at most one phase of unbilled work. The final balance settles before launch, always.
What is the best way to bill hosting and care plans?
Recurring monthly card charges on a fixed date, with failed payments reviewed weekly and a written suspension policy. It is small revenue per client and existential in aggregate, so treat the autopay hygiene seriously.
Ready to get web development studios paid with Flux?
Cards, ACH, and stablecoins in one platform. Apply in about two minutes.
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